Why do we take our chances? Credit: Viktor DrachevTASS via Getty Images

In the 1990s, Uncle Eugene, the most entrepreneurial member of the Romanian branch of my extended family, borrowed £4,000 from his sister in Glasgow to buy fruit machines for his bar in Arad. During the Ceausescu years, the pleasures of pressing nudge and holding two bananas were unknown. Capitalism altered that. But it also produced brisk and unpredictable legal changes. A couple of days after installing a row of one-armed bandits on his premises, Eugene discovered that a new bylaw prevented him from switching them on.
The loss caused friction among his relations, but at least it fitted the family history. In 1947, Eugene’s dad had won big on the lottery. However, in August of that month, the Romanian government, with no prior announcement, replaced the currency. 20,000 old lei were suddenly worth a single new leu. A low limit was imposed on the amount it was possible to exchange. The name of this policy was the Great Stabilisation. It made Eugene’s dad the owner of an enormous pile of worthless banknotes.
Luck attends our sense of most events of consequence. The stories of whole families might be told through it. Only matters of complete indifference seem untouched. And yet, it’s very easy to argue it out of existence. Luck might best be seen as a fiction we inhabit because we don’t like the idea that many events in the universe are random. We’re attached to the idea of our own agency and merit. We also love patterns — an instinct of immense evolutionary value that leads us to see the face of Jesus in a piece of toast or believe that if a roulette ball has landed on red ten times in a row, it’s more likely to hit black on the eleventh.
This is the ground of What are the Chances, a new book by the psychology and neuroscience professor Barbara Blatchley. One of Blatchley’s most persuasive arguments is that we are pretty loose and inconsistent with the language we use when we evoke the idea of luck. We confuse fate (which implies a universe in which invisible forces have determined everything in advance) with destiny (a concept with more room for human agency) and chance (which is beyond the control of gods or humans). But in our daily lives, none of this seems to matter much, because such thinking is usually the means to an end: “We look for the cause behind even the most mundane of events,” writes Blatchley, “because feeling as though we know why something happened helps us feel in control of that thing and, by extension, of the universe itself.”
To see this in action, watch a quiz show. On an edition of Pointless a couple of weeks ago, a financial consultant called Helen knocked herself out of the quiz by declaring that Kat Slater in EastEnders was played by an actor called Jessie Williams. The totemic scoreboard gave its dreaded red negative twitch. “Very, very unlucky,” sighed Richard Osman, as he revealed that the correct answer was in fact Jessie Wallace.
But unless she had fallen under the influence of some invisible force that erases soap facts from the heads of random victims, Helen had not been unlucky. She had simply been wrong. Her knowledge of Queen Vic landladies was inadequate to the demands of the game. Should Osman have put it in these terms? Absolutely not. It would have been fatal to the pleasures of his own show. A game of skill that has no language of luck is no game at all.
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