An unvaccinated Covid patient in Minnesota. Credit: Aaron Lavinsky/Star Tribune via Getty Images

An underdiscussed element of the Covid pandemic is the cost of the virus — not in American lives, but in American dollars. In the United States, a Covid hospitalisation costs $29,000 on average; if you’re sick enough to require an ICU stay and a ventilator, that average soars to $156,000. And in a country without universal healthcare, with a piecemeal system of private insurance that ties insurance coverage to employment, and amid a pandemic that has left many unemployed, an enormous number of Americans stand to find themselves underwater. There’s a looming crisis of Covid medical debt.
Already, their stories are legion: there’s the flight attendant who spent a week in the hospital with Covid, then spent six months fighting with his insurance company over the $25,000 bill. There’s the Phoenix family who were hit with a million-dollar claim summary and a bill for $700,000 while still grieving their father’s death. There’s the dental office manager, stricken with long Covid and still too sick to work, drowning in tens of thousands of dollars of medical debt.
Ten years ago, stories like these would have been held up by our country’s Left wing as proof of the continued, desperate need for healthcare reform. The stratospheric cost of healthcare, the idea that a citizen of one of the world’s wealthiest nations could go bankrupt just by falling ill, the prospect of a suffering person forgoing treatment because they couldn’t afford it: these were stains upon our country, the hallmarks of a broken system. Barack Obama summed it up best when he said, “In the United States of America, health care is not a privilege for the fortunate few — it is a right.”
The notion of healthcare as a human right was fundamental to the 2009 debates over Obama’s Affordable Care Act (ACA), as well as to the identity of political progressives: they argued fervently, at the time, that nobody, no matter who they were, should be left destitute just because they got sick. And the idea that affordable care or coverage might be tied in any way to one’s lifestyle choices was particularly offensive: when conservatives complained that an ACA mandate providing free hormonal birth control was akin to prostitution, it caused a nationwide scandal. And when a Republican governor proposed levying a moderate additional charge against Medicaid recipients who were overweight or smoked, the idea was widely derided as “noodle-headed” by progressives.
Indeed, the idea that the Left would ever limit someone’s access to healthcare on moral or ideological grounds was considered laughable — a bogeyman invented by the Right in the form of a memorably hysterical panic about “death panels.” When Sarah Palin claimed that Obama’s healthcare bill would ration care only to those deemed “worthy” by government bureaucrats, the fact-checking site Politifact declared it the Lie of the Year, writing, “Palin’s statement sounds more like a science fiction movie (Soylent Green, anyone?) than part of an actual bill before Congress.”
Suffice to say, things have changed. First, that actual bill is an actual thing, albeit a state rather than federal prospect: on December 6, Illinois state representative Jonathan Carroll advanced legislation to make unvaccinated Covid patients pay out of pocket for the cost of their medical treatment, whether or not they were insured, no matter how astronomical those costs might be.
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